What Happens During My Closing?

To finalize your transaction, you will need to complete a closing. Please review the closing details emailed to you to ensure that the time, date and location are correct, and then read on below for the information you need to make your closing a success.

Preparing for Your Closing

There are a few preparations for you to make ahead of your closing appointment:

  1. If you will be bringing funds to, or receiving funds from your closing, you can choose from a variety of safe and secure options from the Closing tab once signed in to your Rocket Mortgage account.
  2. Be prepared with your driver’s license or other valid, state-issued photo ID and any payment you are required to bring to closing.
  3. If you are in a state that requires witnesses at your closing (Connecticut, Florida, Georgia, Louisiana, South Carolina) be sure to make any necessary arrangements. These requirements will have already been communicated to you by Rocket Mortgage.
  4. If you need to use a power of attorney, you must contact Rocket Mortgage for prior approval.

Completing Your Closing

At the scheduled time and location of your closing appointment, you will be signing a series of documents known as a closing package. The closing process will be facilitated in person by a signing agent or attorney, depending on which state you are in.

At the start of your closing, you will be asked to verify your identity. You will then be presented with each document to review before signing. Your signing agent or attorney will notarize the necessary documents by applying their notary seal.

Your signing agent can help briefly clarify what’s required of you at each step, and more specific questions can be directed to your attorney (if applicable) or Rocket Mortgage.

Once completed, the closing documents will be overnighted to Rocket Close for review and recording. If you will be receiving funds from your transaction, they will be delivered per the method you selected in your Rocket Mortgage account.