Title insurance: Protecting your home's future

Buying or selling a home is a major milestone. Title insurance safeguards you from potential ownership complications — giving you confidence and peace of mind during one of life's biggest transactions.

Let’s help you understand what title insurance is, why it matters, and how it makes your closing process smoother and safer.
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What is Title?
Why do I need title insurance?
Why work with Rocket Close?
How does it work?

What is Title?

Title represents the legal right to own a specific property. It includes all the rights and responsibilities of property ownership, which are officially recorded in a legal document called a deed.

Title insurance protects homeowners and lenders from financial losses due to hidden property ownership complications. Even properties with a long history of transfers — including previously undeveloped land — could have unexpected title issues that might impact current owners or lenders.
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What does a title company do?

Your title company plays a crucial role in closing your real estate transaction. We're here to guide you through the process, interact with all parties, and help you understand what to expect on closing day.

When a buyer makes an offer and the seller accepts, the title company steps in as the key intermediary. We record the necessary legal documents and ultimately finalize the purchase or sale of the property.

One of the first things we do is initiate a title search. If any issues arise during the title search, our title company works to resolve them. Once the title is clear, we can provide title insurance coverage.

We hustle so you don't have to.

Closing on your home purchase should feel like a celebration.

What is a title search?

A title search is a detailed review of the property’s ownership history and any legal or financial claims.

Examples of what a title search looks for:

Ownership history

Our title search tracks the complete story of your property, revealing every owner from its earliest days as undeveloped land to its current status.

Title defects

We investigate potential hidden issues that could impact your property rights, uncovering competing ownership claims, unknown heirs, misrecorded public records, and any forged signatures on past title transfers.

Liens

Our thorough search identifies financial obligations that might affect the property, including unpaid mortgages, outstanding real estate taxes, and unresolved construction or remodeling payments.

Encroachments / Easements

We examine property boundaries carefully, identifying and resolving any disputes about boundary lines or unauthorized structures that cross property lines, such as utility poles, water lines, fences, or driveways.
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Why do I need title insurance?

Title insurance protects you and your lender from potential financial losses due to hidden property ownership complications. Even properties with a long history of transfers — including previously undeveloped land — could have unexpected title issues that might impact current owners.

When you purchase a home with a loan, your lender typically requires a title insurance policy to protect their investment. In fact, 85% of our customers also choose to purchase an owner's policy to safeguard their own interests.
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Why work with Rocket Close?

We make closing simple, transparent, and stress-free. Whether you're buying or selling, we guide you through every step — from title search to final signature — with expert support and clear communication. Backed by Rocket's trusted reputation, we're here to make your home journey smoother, faster, and more secure.
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Benefits of working with us

Here’s a few reasons why home buyers and sellers choose to work with us.

Commitment to superior service

From start to finish, we'll keep you informed about your transaction's progress, ensuring you close on time with no surprises.

Simple deposit options

For earnest money deposits, choose what works best for you: mail, wire transfer, or direct deposit into our Escrow Account.

Online transaction management

Complete and sign most of your initial paperwork online without printing, signing, scanning, or sending physical documents.

Convenient settlement locations

Your closing will be quick, comfortable, and stress-free. Our network of settlement locations offers Wi-Fi, snacks, and, in most cases, free parking.

Great value

We offer superior service at a clear and competitive price. You'll receive a straightforward quote without hidden fees or unexpected add-ons.

Experienced Closing Advisor

We take pride in our closing specialists - each has closed thousands of homes and brings diverse expertise from law, real estate, and title industries.

Your home closing journey: 
Step by step

Step 1: Under contract
A buyer and seller agree on an offer price and set a closing date.
Step 2: Title search
Less paperwork and seamless eClosings help you move forward with confidence.
Step 3: Receive report
You'll receive a title commitment that highlights any defects, liens, easements, or encroachments.
Step 4: Title issues?
Our team works closely with the seller and agents to clear any title complications.
Step 5: Prepare to close
We'll schedule your settlement appointment and gather all necessary documentation from various parties (HOA, lenders, homeowners insurance, etc.).
Step 6: Closing day!
Attend your settlement appointment to review and sign final paperwork.
Step 8: Coverage starts
Your title insurance policy is issued shortly after closing day.

Don’t just take our word for it.

See what our customers are saying.

The entire team is knowledgeable and quick to respond. Every issue was handled with the utmost respect and care. I would recommend them without hesitation.

- Seller in Queen Creek, AZ

They were on top of it all and communicated very promptly and effectively. They got the job done!

- Buyer in Cherry Hill, NJ

We had excellent services from this company. The closing of our home went smoothly thanks to to great efficiency of the title team. We are very grateful.

- Seller in Daytona Beach, FL

Very smooth, very easy to work with, Everyone is kind, super responsive when confirming wiring instructions, highly recommend.

- Buyer in Chantilly, VA

Read more customer reviews in Redfin Open Book

Open Book is Redfin's local review platform for service providers like lenders and inspectors. They take transparency seriously — publishing every review, whether it's glowing, critical, or somewhere in between.
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Know what to expect — before you close

We believe in transparency. Our competitive rates and straightforward pricing help you understand exactly what you'll pay, with no surprises.
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We’re here to help.

Our team is ready to help you through this transition and answer any unresolved questions about your mortgage. To help us serve you better, reach out.
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