What Happens During My Closing?

To finalize your transaction, you will need to complete a closing. Please review the closing details emailed to you to ensure that the time, date and location are correct, and then read on below for the information you need to make your closing a success.

Preparing for Your Closing

There are a few preparations for you to make ahead of your closing appointment:

  1. Your closing will be fully digital and will require the use of a computer with high-speed internet access, webcam and microphone.
  2. If you will be bringing funds to, or receiving funds from your closing, you can choose from a variety of safe and secure options from the Closing tab once signed in to your Rocket Mortgage account.
  3. Be prepared with your driver’s license or other valid, state-issued photo ID and any payment you are required to bring to closing.
  4. If you are in a state or county that requires witnesses at your closing (Connecticut, Georgia, Louisiana, South Carolina or Liberty County, Florida) be sure to make any necessary arrangements.
  5. If you need to use a power of attorney, you must contact Rocket Mortgage for prior approval.

Signing Documents

Your closing will be a “Remote Online Notarization”, or RON, using the Clear Sign(sm) digital signing platform. Using this technology, you will be digitally signing a series of documents in the virtual presence of a signing agent – all from the comfort of your preferred signing location.

Prior to your closing, you will receive an update from your lender with direction to access the signing session at the scheduled time. Once logged in, your signing agent will connect with you via two-way audio/visual connection where you can see and speak to one another. You will then be presented with your closing documents to review and digitally sign.

If you have questions during your closing, your signing agent can help clarify what’s required of you at each step. Once completed, your closing documents will be sent to Rocket Close for review and recording.

If you will be receiving funds from your transaction, they will be sent after the closing package is successfully reviewed.